Home- Property

At Insurenex, we think of property ownership as a principal indicator that you’re moving up in life. Whether it’s your home, income, or a rental property, it’s still a major investment and one of your key assets. We’ve been assisting property owners, realtors, mortgage lenders, and escrow companies with over 18 years of combined experience.  

Homeowners
Designed for owner-occupied properties, this policy offers a broader form of financial protection.

Fire/Hazard Insurance
Limited type of coverage, not recommended for owner-occupied properties.

Dwelling Fire for Tenant-Occupied Properties
Fire coverage available for single properties, duplex, tri-plex, or up to four (4) units “fourplex” type of structures.

Earthquake Insurance
Available for single-home owner and tenant-occupied structures with up to four (4) units.

Flood Insurance
For properties in flood zone designated areas or properties vulnerable to a flood risk.

Escrow Transactions for New Purchase or Refinance
Evidence of Property Insurance that meets your lender requirements can be issued the same day to ensure a timely and successful closing of your account.

We can also assist you with:

• Making an informed decision about your coverage options, and most current rate plans from nationally trusted insurance companies
  
• Selecting convenient payment options or directing insurance billing to your mortgage lender if they are part of an "escrow" or "impound" account
  


• If you prefer, arrange for a "checkless plan" where your monthly installments are scheduled on the date of the month you choose by electronic fund transfer (EFT)
  
• Apply all discounts that you may be eligible or qualify for such as central alarm, sprinkler system, new construction, or multi-policy discounts
  
• Provide notice to your mortgage bank that you have met the insurance requirements if your loan changes between mortgage lenders
  


• Make ongoing changes to your policy in the event of a new purchase, additions, adding new or second mortgages
  


• Assist you in the event of a loss to expedite a fair and prompt resolution of your claim
  


• More importantly, save you time and money while protecting your personal information