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The Implications of Texting and Driving When It Comes to Insurance

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Posted by Jose Alfaro

Most of us know that texting and drive can result in some lethal consequences, but many choose to engage in it anyway. This is because we may think we may hold the misconception that we are better drivers than others or that nothing could happen to us. But the numbers just show that this kind of thinking is very, very wrong.

According to AAA, 21 percent of teen drivers involved in fatal accidents were distracted by their cell phones. And based off research found on this site, more than 3,100 people were killed and another 424,000 were injured in crashes involving distracted drivers in 2013, according to the National Highway Traffic Safety Administration. Distracted driving includes cellphone use, eating, talking to passengers and other activities that divert a driver’s attention.

Depending on where you live, your insurance rates could definitely increase when it comes to texting and driving. There are certain states in which this doesn’t affect your driving record much, but it’s better to do some research to be safe and sure. Better yet, it’s probably a better choice to just stop texting and driving altogether! Don’t take the risk that can put you or someone else’s life in danger.

Categories: News

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